Bequest Charitable Gift Annuity—Immediate Charitable Gift Annuity—Deferred Charitable Lead Trust Charitable Remainder Annuity Trust Charitable Remainder Unitrust Life Insurance Retirement Plan

Legacy Planner

Walk through this simple planner to learn more about the giving opportunities that meet your needs and help us meet ours.

The planner is simple and friendly to use.

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How does it work?

Outright gifts of cash provide you with the maximum allowable charitable deduction – more than gifts made using assets other than cash. The IRS allows you to claim a charitable deduction for gifts of cash up to 50% of your adjusted gross income each year.

Outright gifts made using checks and credit cards are considered gifts of cash and receive the same tax benefit.

Any excess deduction can be carried forward for up to 5 additional tax years if needed.

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How does it work?

Using an asset other than cash to make an outright gift, will allow you to:

  • Avoid or delay capital gains if the asset has appreciated.
  • Receive a deduction for the full value up to 30% of adjusted gross income. Any excess deduction can be carried forward for up to 5 additional tax years if needed.

And you provide vital support for our mission.

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"Loan" an asset, then take it back.

It's called a charitable lead trust.

  • You place assets in trust for a number of years. You select the time frame.
  • During that period, we receive income from the trust. You select the payout percentage. In some cases you receive an income tax deduction.
  • At the end of the trust, the remaining assets revert back to you or go to your family free of transfer tax.

This arrangement may be right for you if:

  • You have a large amount of income this year, or
  • You are in a high income tax bracket and can afford to give up control of an asset temporarily or permanently.
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How does it work?

It's called a charitable bargain sale.

  • You sell us your residence or other property for substantially less than the appraised market value. We pay you in cash.
  • This results in a transaction that is part sale, part gift.
  • You receive an immediate income tax deduction for the value of the gift portion.
  • You pay no capital gains tax on the gift portion.
  • You receive cash to retire a mortgage or for other purposes.
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What assets can I use?

Most of the gift arrangements shown can be funded with any of the following assets.

  • Cash: Universally accepted. The easiest way to fund a gift.
  • Appreciated Securities: The more appreciation, the more you can save on capital gains.
  • Real Estate: Free and clear is best, but all properties will be considered.
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When would you like payments to begin?

I would like income payments to begin immediately. Back one step

What are my giving options?

Make a gift from my estate. Back one step

Percentage or Residual Bequest

Did you know you could set aside a portion of your estate for charity while leaving the bulk to heirs? Many people decide to leave a percentage of their estate (such as 10%) to charity and the rest to family.

Or, you can provide for family and friends first, then leave the rest of your estate -- known as the "residue" -- to charity. Either of these methods can be established through a bequest in your will or living trust.

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It's true! You can even get a deduction.

It's called a retained life estate.

  • Make a significant gift with the most valuable asset you hold, without disturbing your income or your lifestyle.
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It's called a charitable lead trust.

  • You place assets in trust for a number of years. You select the time frame.
  • During that period, we receive income from the trust. You select the payout percentage. You receive a gift tax deduction (note: you may owe gift taxes).
  • At the end of the trust, your named heirs receive the trust assets.
  • No additional gift or estate taxes are due when your heirs receive the trust assets. The value of the assets were “frozen” when they were originally transferred into the trust.

This arrangement may be right for you if:

  • You would like to pass assets to heirs in a tax-efficient manner.
  • The assets in question are expected to appreciate substantially over time.
Learn More Back one step

Percentage or Residual Bequest

Did you know you could set aside a portion of your estate for charity while leaving the bulk to heirs? Many people decide to leave a percentage of their estate (such as 10%) to charity and the rest to family.

Or, you can provide for family and friends first, then leave the rest of your estate -- known as the "residue" -- to charity. Either of these methods can be established through a bequest in your will or living trust.

Learn More Back one step

What assets can I use?

Most of the gift arrangements shown can be funded with any of the following assets. Please call us for more information.

  • Cash: Universally accepted. The easiest way to fund a gift.
  • Appreciated Securities: The more appreciation, the more you can save on capital gains.
  • Real Estate: Free and clear is best, but all properties will be considered.
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IMPORTANT!
Use the "Back One Step" button below to go back - do not use your browser's back button.

What type of asset do you want to contribute?

Cash or securities Retirement account (IRA, 401k, 403b) Life insurance Back one step

What gift range are you considering?

$5,000 - $99,999 $100,000+ Back one step

Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step

Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step

What gift range are you considering?

$5,000 - $99,999 $100,000+ Back one step

What gift range are you considering?

$5,000 - $99,999 $100,000+ Back one step

Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step

Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step

What gift range are you considering?

$5,000 - $99,999 $100,000+ Back one step

Your recommended gift plans:

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Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step

Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step

What gift range are you considering?

$5,000 - $99,999 $100,000+ Back one step

Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step

What gift range are you considering?

$5,000 - $99,999 $100,000+ Back one step

Age range of beneficiaries:

35 to 50 50 to 65 65 and Older Back one step




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The materials provided in this website and the examples contained herein are for illustration purposes only and are not intended as legal or tax advice. We encourage you to consult your own legal and tax advisor.